Wadiyah Shield
Your Partner in Ethical Protection

Takaful, Reimagined for You.

Experience insurance that aligns with your values. Wadiyah Shield offers community-focused, transparent, and ethical Takaful plans for modern life.

Family feeling secure and protected

Why Choose Takaful?

Discover the principles of ethical and cooperative insurance.

Shariah Compliant

Our plans are based on cooperative principles, free from Riba (interest) and Gharar (uncertainty).

Mutual Protection

Members contribute to a common fund to mutually help each other in times of need.

Surplus Sharing

If there's a surplus in the Takaful fund, it's shared among the participants, not kept as profit.

Plans for Every Stage of Life

Find the perfect Takaful coverage for your unique needs.

Student

Affordable protection for your academic journey.

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Freelancer

Flexible coverage for the self-employed.

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Rider

Specialized protection for delivery riders.

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Family

Comprehensive plans to protect your loved ones.

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Simple, Transparent Process

Our commitment to you is clarity and fairness.

1

Contribute

Join our community by contributing a donation (Tabarru') to the Takaful fund.

2

Protect

In case of a covered event, you can make a claim from the collective fund.

3

Share

Any remaining surplus in the fund at the end of the year is shared among members.

What Our Members Say

"Wadiyah Shield gave my family peace of mind. Knowing we are covered in a Halal way is truly priceless. The surplus sharing was a wonderful surprise!"

A

Aisha Khan

Family Plan Holder

"As a freelancer, my income can be unpredictable. Wadiyah Shield's flexible plan was a perfect fit. Their customer service is exceptional."

O

Omar Abdullah

Freelancer Plan Holder

Not Sure Where to Start?

Let our AI Takaful Assistant help you find the perfect plan in minutes.

Talk to Assistant